Purchasing a property is most likely the largest financial decision you will ever make. Whether you are going into your first home purchase, an experienced buyer, or an investor, this decision should be taken seriously.Whether you’re a first-time home buyer or have experience in the department, you can always count on us for the best advice on how to buy a house.
Step 1: Deciding to Buy
The questions you need to ask yourself before purchasing your home is why we want to buy a home: To stop paying rent.To start building equity.To have a place to call your own.To raise your growing family. To entertain your business associates.To upgrade to a bigger house.
Next, we need you to be very specific with this part; make a checklist list what kind of home you would like, and where you would like to be? Be sure to separate the “Must Haves” from the “Want to Have.” Visualize a Map and you are zeroing in on a target Consider Area (City, Neighborhood “Burbs.” Country), Community that appeals to your needs (North, South, East, or on the West). Be as specific as an established neighborhood or a brand new up and coming neighborhood. Are you looking to be located by a specific School Zone, Recreational facilities; and other community services such as, transportation, daycares, library, stores, and entertainment. Also ask yourself how many minutes are you willing to commute to work? These are all important factors to consider when you want to buy a home.
Think about the types of home styles that appeal to you the most, how much space do you need? The size of and kind of property matter.Do you want a newer home, or maybe an older one that requires a littleTLC? One day you might want to sell so consider how long you and your family might want to live in this home? Think about the new home’s resale value. Whether you want to buy a new home, or buy a condo, you should be thinking long-term.
Step 2: Preparing to Buy
Once you have reviewed and written down the above requirements, your next step in the purchasing process is the be pre-qualified with a mortgage holder. This process can be streamlined and done over the phone or even online in a matter of minutes.
Give us a call and we can refer you to a mortgage professional that has established a reputation for successfully acquiring a loan approval for his/her clients.
Now is not a good time to make sudden career changes or large purchases. Think financial stability.
Step 3: Shopping Time
Once you are pre-qualified and know what price range that you are looking to stay in. I can help you find the right property that best fits your requirements. It can be daunting especially for first time home buyers, but we’ll find you the right property. New construction or resale homes.
We have multiple resources to find your home including unlisted properties from builders, show homes, private buyers, etc. Let us exhaust all avenues to find you the best home possible across Edmonton.
You can even search listings here on my website.
Step 4: Making the Deal
We will assist you in completing your financing, inspections, and closing the transaction. My top priority is to ensure your home buying experience is cost effective, pleasant, and the most importantly… Successful.
I Will Help You Through Every Part of the Process. Contact us to ask a question or to get started.